Motor Home Insurance in Iowa
You are excited to begin traveling in your new motorhome, but before you do, there is one thing you need to put into place before you head out on your first trip. The staff at Heimgartner Insurance Inc. in Sioux City, IA understand the importance of keeping your investment protected through motorhome insurance.
The state of Iowa requires all drivers of any motor vehicle to have at least a minimum amount of liability insurance in place to drive on the state’s public streets and highways legally. A liability insurance policy will assist in paying for any damages or injuries you may cause if an accident occurs that you are deemed to be at fault.
Uninsured and Underinsured Motorist Insurance
This type of coverage may not be required, but it is vital to have it in place if you are involved in an accident with a driver that is at fault for the crash but does not have any auto insurance in place. This coverage will also come in handy if the other driver does not have enough insurance to cover all of the medical bills or damages that are caused.
Comprehensive Insurance Coverage
If you borrowed the money from a bank or other lender to purchase your motorhome, you would more than likely be required to have comprehensive insurance coverage. Even if you paid cash or no longer owe money for your motorhome, this type of coverage will protect your investment since it covers damages caused by a natural disaster, fire, or act of vandalism. This type of coverage will also help you if your motorhome is stolen.
If you are involved in a collision with another vehicle or a stationary object, this type of coverage will help pay for any damages.
Call for a Quote
To obtain a quote for motorhome insurance or get your policy started today, call upon the insurance specialists at Heimgartner Insurance Inc. in Sioux City, IA.