When moving into a new home in Sioux City, IA, many people neglect to insure their possessions, especially renters, adequately. If you’re unsure about obtaining renters’ insurance from Heimgartner Insurance Inc., it’s likely because you’re unaware of the extensive coverage a renters’ insurance policy can provide. Here are three real-world scenarios that you might not realize are covered by such a policy.

1. Theft of Items While Traveling – A common misconception about renters’ insurance is that it only covers your belongings while they’re in your home. This isn’t the case. For instance, your laptop could be insured while you’re on vacation, and valuable items stolen from your vehicle could also be covered. This is one of the most beneficial aspects of renters’ insurance.

2. Theft of Your Bicycle – Renters’ insurance covers a broad range of possessions, including modes of transportation like scooters and bicycles. Bicycles are currently a popular target for thieves, and if you use yours daily, it’s only a matter of time before you could be a victim. Safeguard your bicycle effectively with a comprehensive renters’ insurance policy.

3. Forced Relocation – If a fire in your neighbor’s apartment damages your home to the point where you have to move, you certainly don’t want to bear the relocation costs. Such an incident could cost you thousands of dollars. Ensure this coverage is included in your insurance plan.

At Heimgartner Insurance Inc., we’ve been providing residents of the Sioux City, IA area with top-tier renters insurance policies for years. Contact us today to learn more about how we can assist you.