The following are three factors to consider when you buy classic car insurance:

The value of your classic car

The value of your classic car is an important factor because classic car policies ideally offer agreed-value coverage.

With agreed value coverage, an insurance claim following a total loss will be guaranteed to provide you with a certain amount rather than offering you a reduced amount if your vehicle has depreciated in value.

The frequency with which you use your classic car

Insurance providers typically won’t offer classic car insurance coverage on a vehicle that is used too often. These policies are generally only available for "limited use" vehicles.

You’ll therefore want to discuss how frequently you use your vehicle with your insurance provider.

The types of coverage you want to have on your policy

Like other types of automobile insurance, classic car insurance policies can offer numerous different types of coverage.

All classic car insurance policies should include liability coverage. As options, you can also purchase collision, comprehensive, and uninsured motorists coverage. Carefully consider these various coverage types to get the coverage you want and need for your classic car.

Reach Out To Us

You need to get quotes on classic car insurance policies available to you in Sioux City, IA before you choose one. Get a classic car insurance quote from us today at Heimgartner Insurance Inc so that you can find the right policy.

If you’re a classic car enthusiast, you’ve probably been to at least one car show or rally. These events are a lot of fun and give you a chance to show off your prized possession. However, if you’re unsure whether or not you need special coverage for these events, don’t worry – we’re here to help. Heimgartner Insurance Inc in Sioux City, IA can help you navigate this important coverage.

Here are the insurance requirements for classic car shows and rallies:

Do You Need Special Coverage?

It depends on a few factors, such as the value of your car and the type of event you’re attending. If you’re taking your classic car to a local show or rally, chances are it’s not worth enough to warrant special insurance coverage. But if you’re taking your car out of state or to a major event, it might be a good idea to get some extra protection.

What Will the Classic Car Policy Cover?

So you’ve finally taken the plunge and decided to show your classic car at a rally or auto show. Congratulations! But before you load up your prized possession on the trailer and head out, you might want to consider getting some special insurance coverage for it. Here’s what you need to know.

Your classic car is probably already covered by your auto insurance policy, but the coverage might not be enough to protect you if something happens to your car while it’s on display. That’s where a classic car insurance policy comes in.

A classic car insurance policy is designed to give you peace of mind by providing additional protection for your classic car. Here are some of the things that a classic car insurance policy can cover:

Damage to your car while it’s on display
Theft
Vandalism
Accidental damage to other vehicles or property

So if you’re planning on taking your classic car to a show or rally, get the right insurance coverage from a reputable company such as Heimgartner Insurance Inc in Sioux City IA.

Contact Us Today

If you’re still not sure if you need special coverage for your classic car, Heimgartner Insurance Inc in Sioux City, IA is always happy to help. Give us a call or stop by our office, and we’ll be more than happy to answer any of your questions.