Category: Motorcycle Insurance

Heimgartner Insurance Inc has been serving the Sioux City, IA area riders with coverage for their motorcycles. There are some common factors that we come across, one of which is the issue of wearing a helmet.

Motorcycle helmets are an important piece of safety equipment for anyone who rides a motorcycle. This is because they protect your head from serious injuries in the event of a crash or collision.

Wearing a helmet is essential for keeping you and other drivers on the road safe.

There are two main types of motorcycle helmets: full-face helmets and half helmets. Each type comes with its own set of advantages and disadvantages, so it is important to consider which one best suits your needs before making a purchase.

Full-face helmets provide more protection than their half-helmet counterparts due to their full-face covering. Not only do they protect your head, but also your face and jaw in the event of an accident. Full-face helmets also help keep out wind, noise, and insects when riding. However, these helmets can cause some riders to feel claustrophobic and uncomfortable when worn for long periods of time.

Half-helmets provide less protection than full-face helmets, but they are generally lighter in weight and more comfortable to wear. They also allow the rider to wear goggles or sunglasses to protect their eyes from wind, bugs, and debris—a feature that is not available with full-face helmets. However, half-helmets do not offer as much protection as full-face helmets in the event of a collision or crash.

Ultimately, whether you choose a full-face helmet or a half-helmet comes down to your own personal preference and riding style. However, it is important that you always wear some type of helmet when riding a motorcycle in order to keep yourself and others safe on the road.

Make Sure To Carry Motorcycle Insurance

For more safe riding tips, call Heimgartner Insurance Inc today. We proudly serve the Sioux City, IA area. 

Motorcycle ownership can be exciting. There is, however, a heavy responsibility that comes along with bike ownership as well. Motorcycles can be dangerous vehicles if they are not used correctly and covered with the appropriate insurance. At Heimgartner Insurance Inc, serving the Sioux City, IA community, you can find the information you need to make smart insurance choices. Keep reading to learn more about motorcycle insurance. 

Motorcycle Insurance FAQs 

Is Auto Insurance Enough?

In most places, you can legally operate a motorcycle with a regular auto insurance policy. However, you should be aware that a regular auto insurance policy may not provide the proper amount of coverage to protect you as the driver. Sometimes, a bike owner can obtain certain benefits if they purchase a policy designed for motorcycles. 

What Does Motorcycle Insurance Cover?

Motorcycle insurance is made to work similarly to auto insurance. The policy will provide coverage in the event that your bike is involved in an accident. Money to cover the repair or replacement of other vehicles involved will be paid. Medical bills or legal fees may also be covered. 

If you want expenses covered for your own bike in the event that you are in an accident, you will need to make sure you purchase full coverage insurance. 

Special Benefits

There could be special benefits available for bike owners. If you only operate your bike during certain times during the year, you may be able to have your policy paused during the off-season and you can save money on premiums. Some insurance companies also offer benefits for bike owners who take bike safety courses. 

If you would like to learn more about motorcycle insurance, please contact us at Heimgartner Insurance Inc, serving Sioux City, IA and the surrounding areas.